Add the family
Invite children and other adults, add photos, and keep each minor's account separate.
Pocket money with proper controls
Bank of Mum and Dad
A private family ledger for pocket money, savings, approvals and statements. Parents set the rules. Children see their money clearly. Everyone knows what happened.
Built for parents
Set salary rules, tax, automatic savings, payment dates and approval requirements from one adult account.
Clear for children
Children can see current money, savings, payslips and requests without needing an actual bank account.
Private family records
Statements, adjustments and approvals stay in the family ledger so decisions do not disappear into messages.
How it works
Run family money like a small, sensible bank.
Bank of Mum and Dad is not a replacement bank account. It is the record and rules engine families need before real money leaves a parent's pocket.
Set salary rules
Choose payment frequency, local payment time, tax name, savings percentage and optional savings bonuses.
Approve requests
Children can ask to spend from savings. Adults approve or reject with their password.
Keep statements
Transactions, manual adjustments, payslips and savings activity are kept in a clear ledger.
The useful boring bits
Less nagging. More records.
The product is deliberately practical: balances, pending transactions, payslips, savings requests, manual corrections and region settings. It gives families the calm parts of banking without pretending children need a full bank account on day one.
Adults can reset or delete a family member, pause salary rules, require password confirmation for sensitive approvals, and change family currency with an exchange rate.
Mabel statement
June 2026Salary paidWeekly allowance
+48.00
Automatic savingsMoved to savings immediately
+12.00
Book shopCurrent account spend
-8.50
Savings withdrawalAwaiting adult approval
Pending
Controls parents asked for
Rules that match real family life.
Families do not all pay the same way. One child might get a weekly allowance, another might get monthly salary with automatic savings and a family tax rule.
Payment timing
Salary can run at the chosen time in the family's selected timezone, not server time.
Savings discipline
Automatic savings, interest rules and optional untouched-savings bonuses are recorded in savings transactions.
Adult confirmation
Sensitive changes use the adult password, including approvals, account resets and manual money movements.
Questions
Plain answers before you sign up.
Does it move real money?
No. It records family balances and rules. Parents still decide how and when real money is handed over.
Can children use the website?
Yes. Invites open the app when installed, or continue on the website when it is not.
Can we change currency?
Yes. Adults set region settings and can change currency with a confirmed exchange rate.